1. INTRODUCTION

1.1 These terms and conditions create a legal agreement between you ("you" or "your") and Ioca Entertainment Ltd of 5 Savile Row, London W1S 3PB,England, UK, a company registered in UK with registration number 09343458 and VAT number 210432568 ("us", "we" or "our") and set out the terms on which you may make use of our game "DRINGLE" downloaded via the App Store, Google Play, on Amazon Kindle, the Windows Store or other service.

1.2 By accessing or playing DRINGLE you confirm that you accept these terms and conditions and that you agree to comply with them. These terms and conditions also refer to the following additional terms, which also apply to your use of DRINGLE:

1.2.1 the DRINGLE Rules which set out the specific game rules and guidelines;

1.2.2 our Privacy Policy privacy policy, which sets out the terms on which we process any personal data about you through DRINGLE. By using DRINGLE, you consent to such processing and you warrant that all data provided by you is accurate.

1.2.3 1.2.3 the terms and conditions of use of the MangoPay service, which apply to purchases of Electrum.

1.3 We may revise these terms and conditions at any time and your continued use of DRINGLE shall confirm your acceptance of any updated terms.

2. YOUR ACCOUNT AND PASSWORD

2.1 You agree to treat your login details and password for accessing your DRINGLE account as secret and not to give or share such information with anyone else. If you know or suspect that anyone other than you knows your login details or password you must promptly notify us at info@ioca.com.

2.2 We accept no liability or responsibility to you for any unauthorised activity conducted through your account.

3. ACCESSING DRINGLE

3.1 We do not guarantee that DRINGLE will always be available or uninterrupted and we may suspend, withdraw, discontinue or change any part of DRINGLE without notice whether for technical or other reasons.

3.2 You are responsible for the internet connection and/or mobile charges that you may incur in playing DRINGLE.

4. VIRTUAL CURRENCY

4.1 Dringle uses a virtual currency called Electrum.

4.2 Electrum can be used to purchase boosters within the game.

4.3 If you are over 18 years old you can buy Electrum from us. All payments for purchases of Electrum will be processed by either the App Store or Google's Android Market (depending on what type of device you use) in accordance with their terms and conditions.

4.4 You agree that Electrum does not have any value outside of Dringle and that in no circumstances can purchases of Electrum be refunded or Electrum otherwise exchanged for real money.

4.5 If you close your account, or if we close your account as permitted by these terms and conditions, you will lose any Electrum associated with your account and will not be entitled to any real money refund.

5. INCREMENTAL PURCHASES WITHIN DRINGLE

5.1 Dringle allows you to accumulate saving in a specific Mangopay wallet by using YOUR SAVING section which can be accessed from the game map.

5.2 Sums are loaded on the wallet by credit card and the accumulated amount cannot exceed 1,000.00 euros per solar year. If you exceed such amount, you will need to contact IOCA to proceed with bigger sums. We will provide to make a complete registration and unlock the account.

5.3 The accumulated sums can only be redeemed by asking for an Amazon Gift Card.

5.4 All the deposits will be processed by MangoPay in accordance with their terms and conditions which are incorporated into this agreement and which can be accessed by clicking [here –insert as hyper link to MangoPay terms]. All real money funds will be safeguarded by MangoPay in a ring-fenced account segregated from MangoPay's own funds.

5.5 Each time you purchase Electrum money, IOCA recognises a percentage of your purchases as a bonus. The sum of the bonuses accumulated through one or more purchases will add up to the available amount and saved in MangoPay’s wallet at the time of the request for Amazon Gift Card.

5.6 Bonuses can be transferred and donated among the various users of the game, while the accumulated saving on MangoPay is connected to the player’s personal wallet.

5.7. WHAT IS A BONUS?

With Dringle, your money has double value! Each time you make an in-app purchase, a percentage of your purchases is automatically recovered in the form of cash bonuses accumulated in a virtual wallet. You can withdraw and use your bonus by asking for an Amazon Gift Card or if you prefer you can give it to other players as a present or trade it.

Only the bonus resulting from in-app purchasing can be sold and traded. Deposits into the wallet cannot be sold or traded in terms of real money, but are intended only for an eventual savings plan to increase the value of the Gift Card and to obtain commercial advantages.

Remember that the bonus will be reset each time you request a new Gift Card and you can withdraw a maximum of EUR 1000 per legal year.

5.8 You may redeem your Amazon gift card in accordance with Amazon's terms and conditions which can be accessed by clicking [here].

6. YOUR CONDUCT AND CONTENT

6.1 You agree that you will not use DRINGLE:

6.1.1 in any way that breaches any applicable local, national or international law or regulation;

6.1.2 in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

6.1.3 for the purpose of harming or attempting to harm minors in any way;

6.1.4 to send, knowingly receive, upload, download, use or re-use any material which does not comply with paragraphs 6.3 and 6.4;

5.1.5 to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);

6.1.6 to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

5.2 Whenever you make use of a feature of DRINGLE that allows you to upload content or to make contact with other users of DRINGLE you must comply with the standards set out in paragraphs 5.3 and 5.4 in relation to such "contributions". You warrant that any such contribution complies with such standards and that you will be responsible to us for any loss or damage we suffer as a result of your breach of this warranty. We have the right to remove any contribution you make if, in our opinion, such contribution does not comply with the standards set out in paragraphs 5.3 and 5.4. In no circumstances shall we be responsible to you for any contributions posted by any other user of DRINGLE.

5.3 Contributions must:

6.3.1 be accurate (where they state facts);

6.3.2 be genuinely held (where they state opinions); and

6.3.3 comply with applicable law in the UK and in any country from which they are posted.

6.4 Contributions must not:

6.4.1 contain any material which is defamatory of any person, obscene, offensive, hateful or inflammatory;

6.4.2 promote sexually explicit material, violence, discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;

6.4.3 infringe any copyright, database right or trade mark of any other person;

6.4.4 be likely to deceive any person;

6.4.5 be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;

6.4.6 contain any personal data (including images) of any person unless that person has consented or otherwise invade another’s privacy;

5.4.7 promote any illegal activity or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse;

6.4.8 be threatening or abusive, or cause annoyance, inconvenience or needless anxiety or be likely to harass, upset, embarrass, alarm or annoy any other person;

6.4.9 be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or

6.4.10 give the impression that they emanate from us, if this is not the case.

6.5 You retain all ownership rights in any contributions you make through DRINGLE. However, you grant us the perpetual right to use, reproduce, distribute, prepare derivative works of, display and perform your contributions in connection with the provision and promotion of DRINGLE on any type of media anywhere in the world. You also grant other users of DRINGLE the right to use reproduce, distribute, prepare derivative works of, display and perform your contributions in accordance with the DRINGLE Rules.

7. BREACH OF THESE TERMS AND CONDITIONS BY YOU

7.1 We reserve the right to suspend or terminate your access to DRINGLE and your account if we reasonably believe that you are in material breach of these terms and conditions.

7.2 You agree that you will be responsible to us for any loss or damage we suffer as a result of your breach of these terms and conditions.

8. INTELLECTUAL PROPERTY RIGHTS

8.1 You agree that all copyright, trade marks and other intellectual property rights in and to DRINGLE are owned by or licensed to us. The DRINGLE name and logo are trade marks of us, and may not be copied, imitated or used, in whole or in part, without our prior written permission.

8.2 You may use our intellectual property rights in and to DRINGLE for the purposes of playing DRINGLE in accordance with these terms and conditions but for no other purpose. You must not reproduce, distribute, prepare derivative works of, display or perform any part of DRINGLE.

9. GENERAL

9.1 Nothing in these terms and conditions excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law. However, to the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to DRINGLE or any content on it, whether express or implied.

9.2 We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with the use of, or inability to use, DRINGLE, or use of or reliance on any content displayed on DRINGLE.

9.3 These terms and conditions shall be governed by and construed in accordance with the laws of England.